Since March, millions of people have gone to the Healthcare.gov exchange to take advantage of expanded government subsidies during a special enrollment period opened up to help during the pandemic. When the American Rescue Plan (ARPA) passed it did not just provide stimulus checks, it also expanded the affordability of health insurance plans purchased through the Affordable Care Act marketplace.
In the past, anyone making more than $51,000 did not qualify for subsidies. For a couple, that cutoff was $68,000 and increased a bit higher with each family member covered by a plan.
“It was a